Residents of which countries do not get a pension

Different forms of pension schemes in almost all countries of the world. The problem lies in their accessibility: at times, the demands of pension reform almost impossible, which reduces the chance of obtaining the pension to zero.

The impression is that in some countries, pension exists only on paper. The most difficult situation is in the States of Eastern region. Let's see in which countries there is no pension and why.

Due to large-scale reform, adopted in 1995, 60% of Chinese can obtain the status of a pensioner. Previously, their share did not exceed 5.4 percent. The remaining 40% of the population do not fall under the pension reform, which applies only to civil servants and urban residents. Men retire at 60 years and women by five or ten years earlier. Employers and their employees share the responsibility of filling the pension Fund.

The average pension remains at the level of 2.5 thousand yuan, equivalent to 23 thousand rubles. For elderly residents of villages provided with social benefits that are paid to the local budget. The minimum payout threshold is 127 yuan. On this money it is impossible even somehow subsist. Moreover, 20% of China's population are beyond the scope of pension programs.

Only 12% of Indians can officially be considered retired. The most protected category — civil servants who leave on the deserved rest in 60 years. The size of the largest pension is equal to two thousand rupees, which is slightly less than two thousand rubles. Since 2004, the Indian authorities are trying to introduce a new pension reform which will remove the burden from the state budget.

Pension reform has concerned the mechanism of formation of the pension. Now it consists of two parts: business taxes and voluntary payments of employees. The reform covers only one percent of employed Indians. However, not all employees make voluntary contributions that will undoubtedly have an impact on the size of their pensions.

In the Country the Paradise of smiles until 1998 social security applied only to civil servants. Then the government of Thailand has adopted a law that imposed a business pension tax. Now 3% of earnings is transferred to the pension Fund. Another 1% comes from the state budget. The problem is that almost half the working population works informally. Because they receive the minimum pension in the amount of 700 baht, which is equivalent to 1400 rubles.

Citizens who have reached 60 years of age, receive a pension. However, only employees of state enterprises and state employees can count on social support. Citizens and employees of industries are also participating in the pension program. The rural inhabitants are deprived of such opportunities and do not receive a pension. As those who work informally. Thus, the pension plan of the Gambia covers only 20% of the population.

Only 15% of working Kenyans can claim a pension. Despite the low threshold of retirement age, many employees do not live up to 55 years, becoming a victim of HIV.

Officially the country has a pension system. But in fact it is not. Only three percent of the elderly receive pensions. In Niger, the retirement age begins at 55 years. The average life expectancy is equal to 52 years. So many people do not live to retirement age. Besides, the vast majority of the working population works informally, deprived of the right to an official pension.

The country's pension system is divided into two branches, one of which works with almost all categories of able-bodied citizens. The other branch of the system extends to civil servants, police officers, military. As a result, only 10% of the working population expects a secure old age. The remaining 90% of citizens are deprived of social support in old age.

In 1996 the government of Botswana passed a Law on pensions. The government together with employers fill the coffers of the pension Fund. Organizations are making social security tax every five years. On paper it looks good. In fact, the employers completely ignore the requirements of the authorities. Because 84% of employees of private businesses face a minimum allowance of 220 Poole, which is equivalent to 1400 rubles. By the way, the retirement age here for six months more of life expectancy. Many residents of Botswana do not live to old age.

The list of States with inaccessible pension is not limited to these countries. Similarly, I do not see the retired Vietnamese, Filipinos, Nigerians and Pakistanis. Although almost all the inhabitants of the planet can count on a secure retirement, expectations are far from reality. Of course, the pension — a heavy burden for the budget. Even developed countries fill the coffers of the pension Fund together with the employers and employees. Often the amount of pension depends on the knowledge of the employee, his personal contributions.