Where to keep money to have a stable, but not a penny income

Somehow nothing has been heard about bitcoins for a long time. Where have all these people gone, shouting that the future is behind the cryptocurrency and only round idiots do not understand this? Maybe this is really the future, but in order to snatch cheese from a mousetrap without loss of health, you need to choose a very good moment. And when it is missed, it is better not to approach the mousetrap.

In short, the sudden untold wealth again went to someone else. But this does not mean that money should be stored under the floorboard. There is a way to make them work for you. Yes, it is unlikely to bring immediate millions, but it will certainly be more effective than bank deposits with their ridiculous interest rates.

While bitcoin is throwing it into the heat, then into the cold, life on the stock market goes on as usual. Shares are a unique means of earning money with minimal energy consumption. Securities, of course, can be dealt with even around the clock, playing on the stock exchange, but this is only suitable for people who are passionate about trading. It is much easier to use stocks as an investment. And it's much easier to buy them than the same crypt.

If you choose successful companies that have been present on the market for a long time, then in the long term the probability of being in the red tends to zero. Moreover, the longer you do not sell shares, the higher the earnings are likely to be. Moreover, after three years of ownership of assets, you will not have to pay income tax of 13 percent when selling them.

It is clear that it is not easy for an ignorant person to figure out whose securities will be the most profitable and in general how to buy them. These questions are elementary solved by the first online store of Finam shares in Russia. With its help, becoming a shareholder of a successful company is no more difficult than buying a plane ticket. There are also instructional videos and the opportunity to get a free expert consultation.

There are also several filters available on the site that help you select securities with the greatest potential for growth. Perhaps the most convenient and indicative among them is sorting by price increase over the past year. For example, Sberbank shares have risen in price by 69% compared to February 2017.

Moreover, it turns out that shares can even be donated. For example, a beloved girl. Do you think she will be happy to receive not only a bracelet from Tiffany, but also a share of the jewelry giant itself? Promotions as a gift are also a good idea due to the fact that there is an opportunity to buy part of exactly the brand that the recipient himself loves.

This will add emotionality to the present, and from an economic point of view it is true. At least, stock market guru Warren Buffett advises to do just that: it is worth investing in those companies whose products you use yourself. If we are talking about a gift, then you need to choose a brand that a person has a weakness for. With the help of Finam, you can earn money, say, on the development of Apple, Starbucks or Facebook.

How to make a gift? It's quite simple. Specify the required number of shares, note that you are buying them as a gift, and pay with a bank card. The next day, you pick up a colorfully decorated certificate at the Finam office, and the gift is ready.