We are sick to your health: how to save on travel insurance

Money has an unpleasant property of running out. Especially abroad. It is worth buying an extra porcelain elephant or going too far with excursions — and there is no longer enough for duty-free. Let's say you can do without elite alcohol, but what if abroad, God forbid, your health failed, and your budget has already become part of the GDP of conditional Spain?

Medical procedures in foreign clinics are not cheap. You can verify this by reading our recent post on this topic. Happiness is in ignorance, those who apply for travel insurance together with a visa will grin.

Do you know what insurance and condoms have in common? It is better to have it with you and not need it than not to have it when it would be very useful. You can't argue with this, but still you need money for duty-free, and insurance is also not given out for thanks. It's good that there are several ways to save significantly.

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Insure everything at once

Firstly, there is such a thing as comprehensive insurance. Many specialized organizations offer to issue a single policy for several insurance categories — the same one answer to seven troubles. The contract can include anything you want, from housing insurance to the well-being of your kitten. Accordingly, the wider the coverage, the greater the discount. Therefore, if you are going abroad in the near future, it would be wise to remember this when you decide to insure an apartment.

Know where to look

Now it is an option for those who are sure that the neighbors will not flood, and nothing threatens the kitten's life. There is a very useful website on the open spaces of the Runet, where with a slight movement of the mouse you can choose the most advantageous offer of insurance for travelers from all those on the market. Interface strahovkaru.ru so friendly that there should be no complications in the study of the conjuncture, even if you have always believed that insurance is a climber's equipment. In addition to standard travel problems like intoxication, the cost of insurance can be calculated taking into account the cancellation of the flight or the loss of documents.

Choose the right bank

If you are a rich Pinocchio, then you have the opportunity to get insurance for free. Large banks in the struggle for the client invent all sorts of attractive programs, including preferential insurance. One owner of a platinum card told us: going abroad, he goes to his bank and opens the door with his foot and informs about his intention. He is immediately issued free travel insurance for the whole family. So choose the bank correctly, study the buns due.

Neglect luggage

The cost of the policy depends on many parameters. Insurers, of course, tend to include everything they can to shake off more money from you. But be reasonable: some options can be safely ignored. For example, baggage insurance. Even if the suitcase is lost and not found (and this does not happen very often), the airline will pay compensation in the amount of at least $ 20 for each kilogram. That is, if you have ten kilograms of swimsuits there, you can also earn extra money.