5 practical tips from millionaires
It is quite possible to become a millionaire. Statistics are stubborn things and they tell us that not all millionaires have a good inheritance. The advice we will give does not guarantee you millions, but it deserves attention.
We've rounded up some of the smartest tips on how to make, save and invest money to help you get a little closer to your dream of becoming super-rich.
5 PHOTOS
1. Buy in bulk.
You clearly did not expect this advice from millionaires. But we can all agree that this way of buying can save money. The rule applies to things that you use frequently. Also, it will not be superfluous to design various discount cards like the Lenta card, etc.
2. The 50/30/20 rule.
A great rule of thumb to manage your budget. To do this, you need to divide the costs into 30 parts. 50% will go to monthly expenses such as food, rent, utilities, transportation. 30% should be personal expenses. Entertainment, shopping hobbies and whatever pleases you. Well, 20% should go to the piggy bank or to a bank account.
3. Try to buy from manufacturers.
Before buying something from a store, ask yourself this question: "Can you buy this directly from the manufacturer?" Quite often, you may find out that you can order an item at a lower price.
4. Not spending money is the same as making money.
The less money you spend, the more money you will have. This is an obvious conclusion. Shop smartly. If you are struggling with impulsive shopping, you can ask yourself these questions before every purchase: “Do I really need this? What if I don't buy? "
5. Live within your means and even more modestly.
The biggest problem for many people is that they spend more than they earn. The only way to increase your budget is to live within your means and even more modestly.
We often meet people who buy beautiful homes in a good neighborhood just because they want to impress other people. They think about what their friends and family members have to say. Think about yourself, focus on your life, and don't try to brag.
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